Finance Gallery by Fintox
Find a collection of valuable statistics, quotes, info-graphics & analytics to help you pace up with your understanding of the investment world at the finance gallery by Fintox.
To learn more about specific investments asset classes, you may explore our blog sections on financial investments.
Here are key excerpts from successful individuals across the globe.
Fintox Success Gallery
Bill Gates is an american business magnate & the founder of Microsoft. Founded in 1975, Microsoft is one of the most well known companies which has impacted on the success of computer technology. With a market cap of over USD 1 trillion, its share price has increased from $0.1 in 1986 to $183 in 2020.
J K Rowling
J K Rowling is a British author and the writer of Harry Potter.
The harry potter series of books have been translated into more than 73 languages and published in over 200 countries. More than 400 million copies of the book have been sold garnering well over $20 billion.
Jeff Bezos is an american industrialist & owner of the retail giant Amazon.
Born in 1964 in mexico, Jeff bezos is the richest person in the world. He founded the e-tailing giant Amazon in 1994. The share price of Amazon has grown from $1.73 in 1997 to $2410 in 2020.
Messi is an Argentine footballer & captains club Barcelona & Argentina’s national team.
Born in 1987 in Rosario, Messi is the highest earning footballer in the world. Messi led barca to its success in 2009 by winning the La Liga, champions league and copa del ray tournaments. He is one of the highest goal scorers in the world.
Jack Ma is a Chinese business magnate & co-founder of the Alibaba group.
Born in 1964 in Hangzhou, Jack Ma founded Alibaba in 1999 after failing to get a job at KFC and working as an English teacher for sometime. Today, alibaba group is a multinational e-tailing giant with more than %56 billion revenue in 2019.
Will smith is an american actor & rapper who has been nominated 5 times for golden globe awards.
Born in 1968 in Philadelphia, Will started his career as a rapper and became the only actor to have 10 consecutive films grossing over $150 million internationally.
Ratan Tata is one of the most reputed Indian Industrialist & former chairman of Tata Sons.
Born in 1937, Ratan Tata is a recipient of two highest civilian awards – Padma Bhushan & Padma Vibhusan. With a firm belief in giving wealth back to people, Ratan Tata is a graduate of the Harvard Business School.
George Soros is an american-hungarian billionaire investor & philanthropist.
Born in 1930 in Budapest, Soros gained the title of “The man who broke the bank of england” by amassing $1 bn profit from a trade involving british pound.
Robert Kiyosaki is an American businessman & author of the famous “Rich Dad, Poor Dad” series.
He is the author of more than 26 books and his series on Rich Dad Poor Dad, has been published in more than 50 languages while garnering sales of 41 million copies worldwide.
The author of the famous book “one up on the wall street”, Peter Lynch is one of the most successful investors of all time. He managed the Magellan Fund at Fidelity investment for 13 years with CAGR of 29.2% p.a.
Known as the mentor of Warren Buffet, Ben is considered to be the “father of value investing”. He has been known for excellence into investing in companies for earning profits without taking much risks.
The best investment you can make, is an investment in yourself.
The more you learn, the more you’ll earn.– Warren Buffet
Quick comparative of world’s largest economies
Wealth of an economy has a correlation with investments in financial assets. Grab financial knowledge to build your own wealth.
India’s wealth pyramid
Less than 2000 people in India have a wealth of over $50 million and above.
The Golden Rule of 72
How India invests in stock market?
With the exception of Gujarat & Maharashtra, most states in India have less than 5% people investing in stock markets. Physical assets like real estate and gold are predominant asset classes accounting for around 80% of Indian wealth. There is tendency towards investing in those assets which have a touch & feel.
If you want to lead a financially balanced life, then you must adopt the 50/30/20 rule.
As per this rule, this is how you should strive to obtain a balance for individual finance –
a) 50% – spending on the needs like groceries, accommodation, utilities, medical insurance & medicines, car insurance & maintenance etc.
b) 30% – spending on lifestyle spends like shopping, recreation, travel, outings, hobbies etc.
c) 20% – savings which you should invest across multiple investment asset classes to build and safeguard wealth.
This simple rule can change your life over a long term without much hassle and compromise on the lifestyle. By achieving this equilibrium, you may look forward to become financially sound and independent.
Investment Asset Classes
If you struggle to know where you should start with your investment portfolio, then this is for you. To build your investment portfolio, you should the investment opportunities which broadly termed as asset classes.
There are 5 asset classes where you can invest money to build or safeguard wealth –
- Cash – this is the most liquid form which you can keep either as hard cash or in your bank account to buy anything.
- Equity – this gives you ownership of a business by buying shares and holding them for a short or long term
- Debt – this involves bank instruments like Fixed Deposits, Recurring deposits, Public provident fund, Bonds etc.
- Real Estate – this involves ownership of a physical space like land, commercial or residential property etc.
- Commodity – this involves ownership of a good which can be used for productive purpose like currency, crude oil, gold etc.
3 Reasons to invest money
- Your income generating span is limited – There is a limited working age limit – Mostly you earn for a period beginning in your 20s and ending in 60s
- Whether your income increases or not, your expenses increase -You need money to survive & you expenses generally increase with time not only because of your requirements but also because basic necessities gain value with inflation
- You have aspirations & you need funds to accomplish – Whether big or small, aspirations are a part of life and with each aspiration there is an amount of money you need to achieve
4 mistakes to avoid while investing in a mutual fund
- Not knowing the lock-in period
- Not knowing the fund manager
- Not knowing the mutual fund portfolio
- Not knowing the historical returns
The Multibagger stories
A multibagger can change your life forever and most of long term investors in stocks aspire to hit the jackpot. Here are five stock stories which have returned multi-fold returns over the long term from 2006-2020.
Avanti Feeds made your money 145 times from the business of shrimp in India.
Whirlpool a known brand of consumer durables in India made your money 109 times in 14 years.
Britannia a well known household brand made your money increase 36 times over the same period of 14 years.
HDFC Bank a renowned private bank increased your wealth 17 times for every penny you invested in 2006.
Nerolac the paints brand which you may have used made your money 15 times during 2006 to 2020.